Realistically every business enterprise - whether small or large - has need for a commercial insurance policy - as this will help them enjoy protection against a variety of risk factors.

Though investing in the ideal coverage can be quite monotonous and time consuming, especially for small and medium sized businesses, the best way to overcome the bottlenecks is for eligible businesses to buy an all-in-one plan referred to as the ‘Business Owner's Policy, BOP’.  

In most cases, eligibility for this policy means that the business must not have above 100 employees and also no more than a million dollars in revenue. Other bigger businesses may probably have to purchase insurance policies a la carte.

A Business Owners Policy bundles several coverage with a host of other customizable add-on options such as related to Property Insurance,  Liability Insurance, Medical Payments Insurance, Loss of Income Insurance, Equipment Breakdown Insurance, Data Breach Insurance, Employment Practices Liability Insurance, amongst others.